PLUS+ is a lease-to-buy program that is designed as an exclusive employees benefit scheme for the employees of partnered companies. PLUS+ allows the employees to purchase products and services through monthly repayments deducted from their salary at a fixed term.

A person must be a permanent employee of the onboard company and the length of employment at the current organization must be at least 6 months.

There are thousands of products and services provided by the distributors in Myanmar which you can choose from varieties of categories - Electronic Devices, TV & Home Appliances, Fashion, Sports & Lifestyle, and many more can be explored and ordered in PLUS+ Lease to Buy Program.

You can install PLUS+ Application via Google Play Store, App Store and Huawei App Gallery.

Minimum device OS requirement for Android is 7.0 & above and iOS is 12.4 & above. Please note that devices that are rooted/jailbroken, running in simulators, or installed from unofficial stores may not be compatible to use the application.

You can reset the password with phone number by clicking on “Forgot Password?” button in Login page. Please enter your new password after OTP verification is successful.

You can login with your registered phone number and password set when you sign up.

You can register account by clicking on “Sign Up” button in Login page and you can sign up with NRC or Passport, Phone Number, and password.

Please note that you can only activate your account if your NRC/Passport number matches with our record. If you are unsure about your record at your organization, please check with your respective HR personnel.

You will receive temporary password SMS and Email to login. Once you have received and logged in with temporary password, please make sure you reset your password to protect your account security.

These are Biometric Authentication methods, that are easier, safer, & more secure to access your PLUS+ account. You can enable them at Account à My Profile à Biometric Authentication – Face ID or Fingerprint by turning on toggle button.

An ID-Selfie and a signed agreement contract are required to submit for making an order.

ID-Selfie is a photo of you holding a valid government issued NRC or Passport and the photo must be clearly taken and must be legible.

You can sign the agreement contract digitally via PLUS+ application while making an order.

If your salary doesn’t meet with the minimum salary required, you can make a deposit from 5% to 70% of the product price.

You can collect the product(s) at your selected pick-up locations provided by our Merchants with your original NRC and PLUS+ mobile application profile within 3 working days

Please note that our Merchants may update the prices regularly based on the market rate, and if an item has been in Cart for too long may reflect the price changes. Please verify the total amount before you click “Order Now”.

If your organization has chosen to use Yoma Bank Payroll services for salary deductions, you will need to give us consent to check your Yoma Bank Payroll Account Number before Checkout. Without this consent, we are unable to process your order.

If you don’t give us your consent to check your Yoma Bank Payroll Account Number, we will be unable to process your order.

If you chose the down payment option, you must pay the selected down payment amount via WavePay or Bank Transfer before the order collection process.

Please make sure you have enough balance in WavePay wallet before payment and try again after 10 minutes of the first down payment.

You can make payment via Bank Transfer by uploading bank slip. Bank details are provided in your order status. Our internal team will review your payment and keep you updated for status via application.

You can check payment status via "Accounts" >> "My Orders" with respective order details and payment information including payment status.

Yes, there is an administrative fee. The admin fee will be collected with the first repayment, and it is non-refundable regardless of the duration of the lease to buy program.

We only accept the monthly repayment through the salary deduction by your HR personnel or payroll service deduction through Yoma Bank.

You can check and download your monthly repayment invoice via “My Orders” >> “Active Orders”.

You can make Early Repayment via “My Orders” >> Active Orders >> Early Repayment. We accept WavePay and bank transfer and we don’t charge you any penalty charges for the early repayment and there is no reduction in service fees for early repayment.

You can check your order status via “Account” >> “My Orders” with respective order details.

If your salary meets with the total minimum salary requirement, you can make new orders. Please see the total minimum salary requirement on the check-out page.

Yes, you can cancel the order if the order is at Pending status. We recommend you to carefully check the product and the minimum salary requirement before you make an order.

You can change account password via Account >> Change Password menu.

You can request to change your employee information via Account >> My Profile by clicking “Request to Update” button. Our PLUS+ team will reach out to you.

We have varieties of merchants on PLUS+ such as Samsung, iSure, Xiaomi, Vivo, Oppo, Cherry Oo, Sweety Home, Toshiba etc. and you can check all the available merchants in “Account” >> “Our Merchants” menu and see the available products under each merchant’s store.

Go to “Our Merchants” in Account menu, choose merchant, click the logo of the merchant and respective merchant store page will be displayed with available products, merchant contact information and inquiry form.

You can submit inquires via “Contacts” under “Account” menu and we will contact you back as soon as possible or you can directly contact our Yoma Fleet hotline phone 09 966235338. We are happy to assist you 24/7.

PLUS+ News is available monthly for our users to be up to date with current product trends, financial news, customer testimonials, HR recommendations among many others. You can see our monthly issues through PLUS+ news.

PLUS+ user can now enjoy additional benefits from our Suppliers and Business Partners. Even if you are not leasing to buy on PLUS+, you are entitled to these benefits.